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About the Firm

Pearce & Dow, LLC is a commercial law firm located in Portland, Maine.  We represent clients in all Maine state and federal courts. Our practice areas include:

Mike Pearce opened what is now Pearce & Dow, LLC after spending many years in a larger firm. He sought to establish a small firm that concentrated on serving clients with commercial, transactional, business and/or debtor-creditor needs. These practice areas still comprise more than 90 percent of our practice. Our many years practicing in these concentrated fields enables us to provide the counsel and work product our clients have come to expect: the highest quality counsel grounded in solid legal analysis, common sense and an understanding of real-world practicalities and consequences.

We have a diverse client base, including international, national, regional and community banks; credit unions; municipalities; real estate developers; lumber companies; oil companies; construction companies; landlords; general contractors; tradesmen and various other businesses. Yet, we represent innumerable individuals and families from across the state of Maine helping them with their everyday needs.

Most of our clients reside in or do business in Maine, New Hampshire or Massachusetts. However, we have also represented clients throughout New England and the Eastern States as far south as Florida and as far west as Texas.

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Our Office
  • Portland Office
    Two Monument Square
    Suite 901, P.O. BOX 108
    Portland, Maine 04112
    Phone: 207-822-9900
    Fax: 207-822-9901
Recent Representation
  • "Representation of secured lender in Chapter 11 case involving corporate debtor that owned home heating oil business and gas stations/convenience stores. Client was paid all principal, interest and attorneys fees."

  • "Representation of developer that purchased large distressed condominium project from Federal Court receiver. Resolved numerous environmental, title, zoning, construction, permitting and other operational matters. The project is now doing well in a bad economy."

Client Testimonials
  • "My relationship, and the Bank's relationship with Mike Pearce and the firm of Pearce & Dow spans over 20 years. Mike is a tireless advocate, a teacher, an informal counselor to our employees and an outstanding attorney. Pearce & Dow has ably represented TD Bank and its predecessors in loan originations of every kind for many years. The firm is also a highly regarded workout and Chapter 11 firm that continues to generate results for TD Bank. The lawyers at Pearce & Dow are always professional, honorable, knowledgeable and thorough in dealings both with us and our customers and clients. I recommend Pearce & Dow to any lender or other client without reservation."  --Lawrence A. Wold, President, Maine, TD Bank, N.A.

  • "Mike Pearce has been our attorney since 1981. He guided us through several incorporations, golf course real estate developments, financing, debtor/creditor issues, course construction contracts and permitting. Mike worked with our engineers on course construction permits which required review by nineteen boards and agencies. He is familiar with all things golf. From the height of cut of greens to food and beverage including fine dining. He is a consummate professional exhibiting a depth of knowledge and most importantly honor (integrity)."  -Sincerely, Mike Farina